Kranti Finance
Complete Loan Solutions | Personal | Business | Home | LAP | Instant | Gold Loans
Government Schemes: MUDRA • PMEGP • MSME • Instant Processing
Fast approvals & competitive rates in Sironj, Vidisha & Madhya Pradesh
Approved Loan Partner
Quick Loans • Low Interest • Fast Processing
Personal Loans
Flexible personal loans for all your needs with quick approval, minimal documentation, and competitive interest rates
Personal Loan Features
- Loan amount: ₹50,000 to ₹40 lakh
- Interest rates: Starting from 9.99% per annum
- Tenure: 12 months to 84 months
- Approval time: Within 30 minutes to 24 hours
- Minimal documentation required
- No collateral or guarantor needed
- Salary account not mandatory
- Online application and approval
- Same-day disbursement available
- Flexible EMI options
Personal Loan Eligibility
- Age: 21 to 60 years
- Minimum income: ₹15,000 per month
- Work experience: Minimum 1 year
- CIBIL score: 650 and above preferred
- Salaried, self-employed professionals eligible
- Resident of India with valid ID proofs
- Stable employment or business
- Bank account statements for last 6 months
- Income proof (salary slips/ITR)
- Address and identity verification
Personal Loan Documents
- Identity proof: Aadhaar, PAN, Passport
- Address proof: Utility bill, Rent agreement
- Income proof: Salary slips, Form 16, ITR
- Bank statements: Last 6 months
- Photographs: Passport size (2 copies)
- Employment proof: Appointment letter, ID card
- Business proof (for self-employed): Registration
- Office address proof (if applicable)
- Processing fee cheque
- Loan application form duly filled
Business Loans
Comprehensive business financing solutions for startups, SMEs, and established businesses with flexible terms and quick processing
Business Loan Features
- Working capital loans: ₹1 lakh to ₹75 lakh
- Term loans for equipment/expansion
- Merchant cash advance facilities
- Invoice discounting services
- Overdraft facilities against property
- MSME quick loans under 59 minutes
- GST-based loan assessment
- ITR and bank statement financing
- Collateral-free options available
- Flexible repayment structures
Business Loan Eligibility
- Business vintage: Minimum 3 years
- Annual turnover: Minimum ₹10 lakh
- Age of proprietor: 21 to 65 years
- CIBIL score: 700 and above preferred
- Profitable business operations
- Stable cash flow demonstrated
- Business registration documents
- Regular GST filing (if applicable)
- Bank statements for last 1 year
- Business continuity proof
Business Loan Documents
- Business registration proof
- PAN card of business and proprietor
- Address proof of business premises
- Bank statements: Last 1 year
- ITR for last 2 years
- GST returns (if registered)
- Audited financial statements
- Business continuity proof
- Partnership deed (for partnership firms)
- MOA and AOA (for companies)
Home Loans
Affordable home loans with attractive interest rates, flexible tenure options, and easy processing for your dream home
Home Loan Features
- Loan amount: Up to ₹5 crore
- Interest rates: Starting from 8.5% per annum
- Tenure: Up to 30 years
- Loan-to-Value: Up to 90% of property value
- Flexible repayment options
- Balance transfer facility
- Top-up loan available
- Prepayment without penalty
- Tax benefits under Section 80C, 24(b)
- Doorstep service available
Home Loan Eligibility
- Age: 21 to 65 years (at loan maturity)
- Minimum income: ₹25,000 per month
- Work experience: Minimum 2 years
- CIBIL score: 750 and above preferred
- Salaried, self-employed professionals eligible
- Co-applicant can improve eligibility
- Property should have clear title
- Stable employment or business
- Minimum FOIR ratio: 50-60%
- Property approved by lender
Home Loan Documents
- Identity proof: Aadhaar, PAN, Passport
- Address proof: Utility bill, Rent agreement
- Income proof: Salary slips, Form 16, ITR
- Bank statements: Last 6 months
- Property documents: Sale agreement
- Builder documents (if under construction)
- Property title documents
- Encumbrance certificate
- Approved building plan
- No objection certificates
Loan Against Property (LAP)
Unlock the value of your property with attractive loan against property options for business expansion, education, or personal needs
LAP Features
- Loan amount: Up to ₹5 crore
- Interest rates: Starting from 8.5% per annum
- Tenure: Up to 15 years
- Loan-to-Value: Up to 70% of property value
- Both residential and commercial property
- Flexible repayment options
- Overdraft facility available
- Balance transfer facility
- Part-prepayment allowed
- Quick processing within 7-10 days
LAP Eligibility
- Age: 21 to 65 years (at loan maturity)
- Minimum income: ₹25,000 per month
- Property ownership: Clear title required
- CIBIL score: 700 and above preferred
- Salaried, self-employed professionals eligible
- Property should be free from litigation
- Property age: Generally less than 50 years
- Stable employment or business
- Minimum FOIR ratio: 60-65%
- Property location in approved areas
LAP Documents
- Identity proof: Aadhaar, PAN, Passport
- Address proof: Utility bill, Rent agreement
- Income proof: Salary slips, Form 16, ITR
- Bank statements: Last 6 months
- Property documents: Sale deed
- Property title documents
- Encumbrance certificate
- Property tax receipts
- Approved building plan
- Valuation report from approved valuer
Instant Loans
Quick approval loans with minimal documentation, fast disbursement, and competitive interest rates for urgent financial needs
Instant Loan Features
- Loan amount: ₹10,000 to ₹10 lakh
- Interest rates: Starting from 10.99% per annum
- Tenure: 3 months to 48 months
- Approval time: Within 10 minutes to 2 hours
- Minimal documentation required
- Completely digital process
- No collateral or guarantor needed
- Instant disbursal to bank account
- Flexible EMI options
- 24x7 loan application facility
Digital Instant Loans
- App-based loan applications
- Credit line up to ₹10 lakh
- Pay only for amount used
- Instant approval through AI scoring
- Digital KYC and documentation
- Real-time fund transfer
- 24x7 loan application facility
- EMI calculator and planning tools
- Paperless loan processing
- Instant loan statement generation
Emergency Instant Loans
- Medical emergency loans
- Education fee emergency funding
- Travel emergency loans
- Salary advance loans
- Festivals and wedding loans
- Home repair emergency loans
- Vehicle breakdown financing
- Urgent bill payment loans
- Natural calamity support loans
- Quick cash within 2-4 hours
Gold Loans
Secure loans against gold ornaments with high LTV ratios, competitive interest rates, flexible tenure options, and safe gold storage facilities
Gold Loan Features
- Loan amount: ₹5,000 to ₹5 crore
- Loan-to-Value (LTV): Up to 85% of gold value
- Interest rates: Starting from 12.90% per annum
- Tenure: 12 months to 36 months
- Minimum gold requirement: 5-10 grams
- Same-day loan disbursement
- Minimal documentation required
- Free insurance for pledged gold
- Secure locker storage facilities
- Flexible EMI and bullet payment options
High-Value Gold Loans
- Premium gold loan schemes
- High-value loans: ₹75,000 to ₹5 crore
- Attractive interest rates for large amounts
- Special rates for repeat customers
- Doorstep gold evaluation service
- Professional gold assessment
- Flexible repayment structures
- Part-payment and foreclosure options
- Dedicated relationship manager
- Priority customer service
Gold Loan Benefits
- No income proof required
- No CIBIL score checking
- Instant gold valuation using XRF machines
- Transparent gold assessment process
- Safe and secure gold storage
- 24x7 CCTV monitored lockers
- Insurance coverage for stored gold
- Gold purity testing certification
- Easy loan renewal options
- Multiple repayment modes
Government Loan Schemes
Access government-backed loan schemes with subsidized interest rates, collateral-free financing, and special benefits for entrepreneurs and businesses
MUDRA Loan Scheme (PMMY)
- Shishu Category: Up to ₹50,000 for small businesses
- Kishore Category: ₹50,001 to ₹5,00,000 for medium enterprises
- Tarun Category: ₹5,00,001 to ₹10,00,000 for established businesses
- Maximum loan amount: Up to ₹10 lakh per unit
- No collateral required for MUDRA loans
- Covers manufacturing, trading, services sectors
- Special schemes for women entrepreneurs
- Flexible repayment terms up to 5 years
- Government guarantee coverage available
- Processing through banks, NBFCs, MFIs
PMEGP (Employment Generation)
- Self-employment venture establishment
- Manufacturing sector: Up to ₹25 lakh
- Service sector: Up to ₹10 lakh
- Margin money subsidy: 15-35%
- General category: 15% subsidy
- OBC category: 25% subsidy
- SC/ST/Minorities/Women: 35% subsidy
- Rural and urban area coverage
- Educational qualification: Class 8th pass minimum
- Age limit: 18-35 years (relaxation for reserved categories)
MSME Loan Schemes
- Collateral-free loans up to ₹2 crore
- Interest subvention of 2% on prompt repayment
- Credit Guarantee Fund Trust for Micro and Small Enterprises
- Working capital support for MSMEs
- Technology upgradation fund scheme
- Marketing assistance and development scheme
- Quality management standards and quality technology tools
- Design intervention and packaging upgradation
- Zero defect zero effect scheme
- Special schemes for women entrepreneurs
Loans Processed
Crore Disbursed
Loan Products
Approval Rate
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Kranti Finance - Loan Hub
Ward No 01, Peerzadapura
Teh-Sironj, Dist-Vidisha
Sironj, Madhya Pradesh - 464228
Loan Processing Hours:
Mon-Sat: 9:00 AM - 8:00 PM
Sunday: Emergency Loans Only
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Email Loan ApplicationAuthorized Loan Provider Information
Company: Kranti Finance
Website: krantifinance.shop
Address: Ward No 01, Peerzadapura, Teh-Sironj, Dist-Vidisha, MP
Location: Sironj, Madhya Pradesh
Pincode: 464228
Loan Hotline: +91 8989841015
Loan Email: whatsuprax12@gmail.com
Specialization: Personal, Business, Home, LAP, Instant, Gold & Govt Loans
Services: Complete Loan Solutions
Status: Licensed Financial Services Provider
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